Are you considering hiring a contractor for you home improvements or even an addition to your home? There are three basic things you must know before hiring any Contractor to work on your property. As a homeowner your liabilities can go from zero to 100% costing you thousands or millions. California Contractors State License Board (CSLB) requires contractors who contract for $600 or more to carry a contractor license. To maintain a license a contractor must be bonded and comply with Workers Compensation laws. Hiring a contractor that is missing any three of these you can become liable for any injury that may occur on your property.
Workers’ compensation insurance is required for issuance of an active license, reactivation of an inactive license, and for the maintenance of an actively renewed license, unless the licensee does not employ anyone in a manner that is subject to California workers’ compensation laws (Business and Professions Code section 7125). Workers’ compensation insurance is not required for expired or inactive licenses. Licensees are required to submit proof of their workers’ compensation insurance coverage to CSLB. If the licensee does not employ anyone in a manner that is subject to California workers’ compensation laws, he/she is required to submit an Exemption from Workers’ Compensation form to CSLB.
How can you be sure your contractor has workers compensation?
By law if a contractor employs one person they are required to carry Workers Compensation Insurance. Every contractor must submit their Certificate of coverage to CSLB. You can go to CSLB website and search for the contractor workers compensation status if you know one of the following: business name, contractors name or license number. For example you can search for Ewing Painting Inc. Owners Name: Gaberiel Ewing, Licenses number: 908619
You can also ask your contractor for their Workers Compensation Insurance Certificate!!!!